Varghese Jacob & AssociatesChartered Engineers
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Insurance Survey & Assessment

IRDA-licensed fire, marine cargo and engineering claim survey for insurers and policyholders.

3–6 working days₹5,000 – ₹15,000

About this service

IRDA-licensed insurance surveys for fire, marine cargo, engineering, machinery breakdown and consequential loss claims. Independent assessment of cause, extent and quantum of loss, with a structured surveyor report.

Acting both for insurance companies and policyholders, with strict adherence to IRDA surveyor conduct rules.

Who needs it

  • Insurance companies (panel surveys)
  • Policyholders disputing settlements
  • Manufacturers facing fire / breakdown losses
  • Logistics companies with marine cargo claims

Documents required

Mandatory
  • · Insurance policy copy
  • · Claim intimation / FIR (if applicable)
  • · Photographs of damage
  • · Purchase invoices of damaged items
Optional
  • · AMC / maintenance records
  • · Witness statements
  • · Repair estimates

Process

  1. 1Appointment by insurer / policyholder
  2. 2Spot survey within 24–48 hours
  3. 3Document collection and analysis
  4. 4Draft surveyor report with quantum
  5. 5Submit final report